If you are looking for an auto insurance broker then you must use an individual who is qualified to carry out this service. There are many brokers offering a service to the public but how do you know which of them are legitimate? To begin with, a broker must either have a minimum of five years experience or have a year of college insurance courses under his or her belt. This makes good sense because a broker must have a thorough understanding of the auto insurance industry as a whole.

It is important to note that the requirements for brokers in the auto industry do change from state to state. Make sure you use the criteria set by your state. A broker must get the consent of the state in order to even sit for the auto insurance broker exam. A broker who has not passed the state exam does not have the legal authority to discuss insurance verbally or telephonically. In other words, a broker must have a license from the state to verify he or she has met all the necessary requirements.

A reputable broker must renew a license every year. This is done by having to keep up with any adjustments and changes within the industry. A broker can participate in seminars or courses. To qualify, a broker must have a number of credits specified by his or state. A broker who moves to another state must follow the set procedure to have a broker’s license moved.

You can see that the auto insurance broker carries a great deal of responsibility. In order for you to deal with a reputable broker it is necessary for the broker to meet all the requirements laid out by the appropriate state. The bottom line is a broker’s license must be renewed every year and it must be accepted by the state a broker resides and practices in. Online quotes will provide you with a list of quotes from companies or brokers.