Auto Glass – All That Stands Between You and a Grisly Death!

Glass has been a crucial component in every automobile made for many decades now. It’s far more than merely practical however, serving as a valuable protection component, should there be an accident. Glass windshields first came into regular use in the 1920s, with the ability to mass-produce them efficiently enough for automotive use.

Auto glass is manufactured to withstand certain guidelines that are handed down to the industry through crash testing, and is more commonly known as “safety glass.” What many people don’t realize however is that there are actually two distinctly different types of safety glass – tempered glass, and laminated glass.

Tempered glass is most commonly recognized for the fact that when it breaks, it doesn’t shatter but instead merely crumbles into tiny pieces that are not actually sharp. It takes a great deal of force to cause this to happen however, as tempered glass is known for being extremely durable and resistant to impact and the elements. Tempered glass is most typically used for rear and side windows of cars.

Laminated glass behaves differently if broken, shattering into the ever-familiar “spiderweb” pattern, but not actually breaking into dangerous shards. It is made through a process of heat and cold, used to seal layers of plastic and glass together. The plastic holds the glass together and keeps the sharp glass from exploding when shattered, causing injuries.

If you find yourself needing a glass repair service, or to have a windshield replacement [http://lasertargeted.com/glassrepair/caught-windshield-replacement-scam.html] performed, there are a number of things you should look for. The National Glass Association certifies glass replacement technicians, meaning they should uphold the highest standards and use the best materials such as a urethane-based adhesive. These certified technicians should also verify the presence of any airbags, passenger or driver side, prevent any particulate matter from interfering with the adhesive bond, and clean and prime all surfaces and areas so they are properly prepared for the new glass installation. They should also explain to you, their customer, precisely what they’re doing, and how best to take care of your new auto glass for years to come.

When you’re hurtling down the road, that thin layer of glass is all that stands between you and a great number of potentially harmful impacts. Make sure your auto glass is handled by the best, as your life very well may depend on it!

What You Don’t Know About Your Auto Insurance Might Be Killing Your Premiums

How well would you say you know your auto insurance policy? Are you intimate friends? Or casual acquaintances that only dust off your familiarity once a year when renewal time rolls around? If you haven’t taken the time to get to know your auto insurance lately now would be a great time to get started-if for no other reason than the fact that you don’t know your insurance policy well could be paving the path to paying way too much for your auto insurance policy.

There are many things auto insurance companies use to figure out your insurance premiums, but all of those factors generally fall into one of the following four categories:

1)      You as a person. Believe it or not, your auto insurance provider really does care about who you are as a human being. As opposed to just about all of the other service providers you’ll do business with, who see you as just a number. Just ask Brad Paisley all about it. (“The World”, for those of you who aren’t big country fans.)

Your job, where you live, how much time you spend on the road going to and from work, your grades and your credit score are all going to factor in when it’s time to decide how much you’re going to pay for your auto insurance coverage. 

2)      You as a driver. Your driving history is going to have a HUGE impact on your insurance premiums. Huge. A single traffic violation or accident and you’re going to watch your monthly premium payments go soaring. If you keep your record clean, on the other hand, you’ll usually be eligible for a five year good driver discount from just about any of the auto insurance companies currently operating in the United States. 

3)      Your car. Did you know that your car has almost as much to do with how much you’re going to be paying for your insurance coverage as you do? Seriously. If your car is going to cost your insurance carrier a small fortune to replace you’re going to be paying a lot more for your coverage. The same rule applies if your car is on the National Insurance Institute’s Top Ten “No-No’s” for insurance companies. (These are the top ten makes and models of car in the U.S. statistically most likely to be involved in an accident or a theft.)

Driving a small, inexpensive car that tends to keep itself out of trouble, on the other hand, will go a long way toward smoothing the road to cheap auto insurance.

4)      Your insurance coverage and deductible. It’s a simple fact into today’s society-you get what you pay for, and that applies to your auto insurance rates just as much as it does the cake you ordered for Aunt Judith’s 90th birthday bash. (Think party of Frodo Baggins proportions here!) If you want to have higher liability, comprehensive and collision coverage (which you do) you’re going to have to pay for it.

Raising your deductible, on the other hand, will go a long way toward decreasing the cost of your insurance coverage and giving you the highway protection you need at auto insurance rates you can afford.